832-243-1548 info@avidmortgage.com

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Don’t hesitate to share with us your thought, we’d love to hear

anything from you. And we will get back to you immediately.

 

Call: 832-243-1548
Email: info@avidmortgage.com
2006 E Broadway St Suite 101, Pearland TX 77581
NMLS ID 1465058
11528 Bellaire Blvd, Suite F, Houston, TX 77072
13700 Veterans Memorial Dr, Ste 115 Houston, TX 77014

Meet Some of Our Staff

Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals, to secondary marketing and to our management team.

Kevin Duc Nguyen

Kevin Duc Nguyen

Broker / Owner
281-748-4874

Haley Cummings

Haley Cummings

haley@avidmortgage.com
713-894-8503
NMLS ID 226826
Lynn Nguyen

Lynn Nguyen

info@avidmortgage.com
713-859-0157

Steven Nguyen

Steven Nguyen

steven@avidmortgage.com
832-470-7474
NMLS ID 1235173

Contact us

F.A.Q.

How long does the loan process take

Once the sales contract has been executed, the time to close a loan is from 30-45 days. As with all process, your path is different and someone else’s path. To be prepared in the loan process will help alleviate stress of the uncertainty. Not to say it will not take longer to close.
In 2021, the average closing time was 52 days per Ellie Mae.

How much does it cost
Closing cost can range between 3%-6% of your loan amount.
What does closing cost include

Closing Cost are fees you pay Lender/Broker to originate your loan. The fees are to include but not limited to appraisal, title search, home insurance. Different loan types may require different cost/fees.

What is credit score and why is it important

Per CFPB, A credit score is a number that is used to predict how likely you are to pay back a loan on time. Credit scores are used by companies to make decisions such as whether to offer you a mortgage or a credit card. They are also used to determine the interest rate you receive on a loan or credit card, and the credit limit.

Credit scores and credit reports

Per CFPB, Your credit reports and scores have an impact on your finances. Our resources can help you better understand them, learn how to correct errors, and improve your credit record over time.

Credit scores vary with different platforms

Per CFPB -Several other companies also provide “educational” scores that might give you some sense of what your scores might look like. Your educational score can be different from the score a lender would use, and the differences can sometimes be significant. The CFPB published a report on these differences.