Avid Mortgage Payments
FHA Loans
Conventional Loans
VA Loans
FHA Loans
Conventinal Loans
VA Loans
Refinance
Cash-out Refinance
Refinance
Cash-out Refinance
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Buying a wonderful home for your family has never been easier
Buying a wonderful home for your family has never been easier. With mortgage experts by your side, your goal of purchasing a breathtaking house is within reach. At Avid Mortgage, we have over 20 years helping new couples, happy families, and rising business professionals build the life they dream by financing the ideal home. That’s why we have an excellent reputation as the best mortgage lenders Texas.
Friendly Mortgage Experts
Buying a wonderful home for your family has never been easier
Buying a wonderful home for your family has never been easier. With mortgage experts by your side, your goal of purchasing a breathtaking house is within reach. At Avid Mortgage, we have over 20 years helping new couples, happy families, and rising business professionals build the life they dream by financing the ideal home. That’s why we have an excellent reputation as the best mortgage lenders Texas.
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Mortgage Loans
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Our Services
Mortgage Loans
Services Resource
Services Forms
Mortgage Products Offered by Avid Mortgage
FHA Loans
If you’re a first time home buyer or have a lower than average credit score, an FHA loan may be a great option for you. These loans have lower down payments, but additional stipulations, so it’s important to know what makes FHA loans different from traditional loans.
Conventional Loans
Whether you have a large family or your dream home is in a more expensive area in Texas, you will likely need to borrow a sizable amount of money. Conventional lenders are subject to limitations on the amount of money they can lend, which is why Conventional Loans were created.
VA Loans
VA loans were created for veterans, service members, and sometimes military spouses. However, it can be difficult sometimes to know if you qualify and what different options you have in a VA loan compared to a traditional loan.
Cash-out Refinance
Are often described as a cross between an equity loan and a traditional refinanced mortgage. When homeowners refinance their mortgage, they get cash for a percentage of the difference between the remaining value of the loan and the current value of the home.
Mortgage Products Offered by Avid Mortgage
FHA Loans
If you’re a first time home buyer or have a lower than average credit score, an FHA loan may be a great option for you. These loans have lower down payments, but additional stipulations, so it’s important to know what makes FHA loans different from traditional loans.
Conventional Loans
Whether you have a large family or your dream home is in a more expensive area in Texas, you will likely need to borrow a sizable amount of money. Conventional lenders are subject to limitations on the amount of money they can lend, which is why Conventional Loans were created.
VA Loans
VA loans were created for veterans, service members, and sometimes military spouses. However, it can be difficult sometimes to know if you qualify and what different options you have in a VA loan compared to a traditional loan.
Cash-out Refinance
Are often described as a cross between an equity loan and a traditional refinanced mortgage. When homeowners refinance their mortgage, they get cash for a percentage of the difference between the remaining value of the loan and the current value of the home.
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Happy Customers
F.A.Q.
How long does the loan process take
Once the sales contract has been executed, the time to close a loan is from 30-45 days. As with all process, your path is different and someone else’s path. To be prepared in the loan process will help alleviate stress of the uncertainty. Not to say it will not take longer to close.
In 2021, the average closing time was 52 days per Ellie Mae.
How much does it cost
What does closing cost include
Closing Cost are fees you pay Lender/Broker to originate your loan. The fees are to include but not limited to appraisal, title search, home insurance. Different loan types may require different cost/fees.
What is credit score and why is it important
Per CFPB, A credit score is a number that is used to predict how likely you are to pay back a loan on time. Credit scores are used by companies to make decisions such as whether to offer you a mortgage or a credit card. They are also used to determine the interest rate you receive on a loan or credit card, and the credit limit.
Credit scores and credit reports
Per CFPB, Your credit reports and scores have an impact on your finances. Our resources can help you better understand them, learn how to correct errors, and improve your credit record over time.
Credit scores vary with different platforms
Per CFPB -Several other companies also provide “educational” scores that might give you some sense of what your scores might look like. Your educational score can be different from the score a lender would use, and the differences can sometimes be significant. The CFPB published a report on these differences.
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F.A.Q.
How long does the loan process take
Once the sales contract has been executed, the time to close a loan is from 30-45 days. As with all process, your path is different and someone else’s path. To be prepared in the loan process will help alleviate stress of the uncertainty. Not to say it will not take longer to close.
In 2021, the average closing time was 52 days per Ellie Mae.
How much does it cost
What does closing cost include
Closing Cost are fees you pay Lender/Broker to originate your loan. The fees are to include but not limited to appraisal, title search, home insurance. Different loan types may require different cost/fees.
What is credit score and why is it important
Per CFPB, A credit score is a number that is used to predict how likely you are to pay back a loan on time. Credit scores are used by companies to make decisions such as whether to offer you a mortgage or a credit card. They are also used to determine the interest rate you receive on a loan or credit card, and the credit limit.
Credit scores and credit reports
Per CFPB, Your credit reports and scores have an impact on your finances. Our resources can help you better understand them, learn how to correct errors, and improve your credit record over time.
Credit scores vary with different platforms
Per CFPB -Several other companies also provide “educational” scores that might give you some sense of what your scores might look like. Your educational score can be different from the score a lender would use, and the differences can sometimes be significant. The CFPB published a report on these differences.
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